Structured Financing Blog
Inventory and Equipment Loans to Supplement the Bank
Loans for inventory and equipment can be more challenging to structure. Banks and many other lenders consider inventory to be less liquid. Equipment is tangible, but it ages and therefore requires specialized knowledge of its resale market.
Read more »Subordinated Loans to Supplement the Bank
When a company is looking for more debt than the senior can lend, then subordinated debt, which is the next layer of debt financing below the senior, is an option that can be combined with the Bank to meet the total funding requirements.
Read more »Structuring Alternative Loans to Supplement the Bank
SMEs have been caught in a new credit crunch because of the pandemic. Risk tolerance, credit limits and covenants have tightened. In many instances it is more difficult for companies to obtain credit, or credit increases from their Bank.
Read more »Structuring Alternative Loans to Supplement the Bank - Receivables
SMEs have effectively been caught in a new credit crunch in 2020 from the pandemic. Credit risk is tight, and it has become more difficult for companies to obtain increases to their lines of credit or establish a new operating line to finance receivables.
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