We help institutional and private lenders to assess and structure loans to their existing and prospective customers. When a financing does not appear doable, the deal killing aspect can frequently be mitigated and a workaround solution found. We work closely with businesses to develop their financing business case to meet a Lender’s financing framework and help the Lender to assess the opportunity and risk scenarios by performing our in-depth due diligence. We apply our operations expertise to assess, and in some cases recommend improvements to, the business model and performance management, and we apply our financing expertise to develop and recommend a financing structure that will with the Lender.
We can also provide supportive debt or equity capital to help businesses that qualify satisfy Lender requirements. In other words, we help bring the pieces together for Lenders to get transactions over the finish line.
Common Deal Killers:
- Financial Information
- Business Performance
How We Can Help:
The company is facing one of the common deal-killers and you would like to help them find a solution or refer them.
Where the amount requested is more than you can provide, but the other aspects of the deal work, our Private Capital business can review and assess the incremental financing need. We can also provide you with market intelligence for you to advise what other alternatives would be.
Companies often underestimate the need for good quality financial information. This can be a difficult issue to manage from the lender’s perspective because developing good financial reporting requires ongoing operational guidance. Many businesses can not get proper business financing guidance from their current professionals. We can provide them with Second Opinion Independent Advice about their reporting, and/or act as their Financing CFO to develop the necessary reporting so that you can properly assess their business.
Good businesses can face growth that outstrips their financing capacity. Similarly, good businesses can encounter a temporary challenge that outstrips their financial capacity. At the surface, they need additional funding. However, in our experience there can often an underlying root issue. They are going through significant transition and need not just capital, but additional support for Financial Engineering, Structuring financing, and Independent Second Opinion Advice to plan their current and future capital and business requirements over a 1 to 3-year time horizon.
SMEs are typically not large enough to have a full executive or financing team to operate the business. Some CEO’s and owners can be strong business operators but have limited financing market know how or time to focus on detailed financing package development while running their businesses. We can help companies that have potential but would benefit from additional bench strength on their team for Financial Engineering or act as their CFO for Financing.
Security coverage or type issues can be overcome with private debt lenders, or alternatively, bringing additional capital into a deal. There are a multitude of specialty asset-based lenders which may be able to finance the secured asset, while keeping the incumbent lender in place without impacting security priority. Structured Business Financing has a comprehensive knowledge of the private debt market enables us to Structure and Fund the right solution. Alternatively, our private capital business can review and assess the incremental financing need.
A rush or emergency need for financing can be the result of a left-field event, or ‘plan A’ falling through. Lenders typically require a runway to review, structure, approve and document financing, and businesses need time to provide the necessary reports, but certain types of private lenders specialize in quick turnaround financing. If there is a tight timeline that you cannot meet, there may be Private Lender who can. Comprehensive knowledge of the private debt market enables us to Structure and Fund the right solution.
How We Work and How We Get Paid:
Results Based Success
Structured Business Financing delivers results. We work quickly. We do not charge by the hour. You pay us based on our success.
You engage us, we do a feasibility assessment and give you a go/no opinion. If we do not deliver funding - - we don’t get paid.
Take control of the wheel with any lender.
Let us help you achieve your financing goals.